Privacy Policy

Privacy Policy Modifications

Each time a user accesses this Site, this Privacy Policy should be reviewed because zimpho.com reserves the right to change this Privacy Policy from time to time.  zimpho.com will notify you by changing the effective date of this Privacy Policy.  Your use of the site after any such changes constitutes your acceptance of such changes.

Information Collected

zimpho.com only collects personally identifiable information to the extent necessary for our business purposes.

Contact Information

If you choose to contact us, or if you request further information or periodic updates about the zimpho.com, we may request your name, company name, email address and phone number to respond to your request and to provide such information and updates.

Information Collected through Forms on the Site

If you fill out a form that will generate and automatically send us an email through the Site, we will ask for your email address, and we may also ask for other information, including your name, company name, phone number and, in some cases, your city and state of residence.  Such information may be used to contact you in response to your submission or to send you information and updates about the zimpho.com and our services.

Removal from Email

If you wish to be removed at any time from our email update list, please send an email to admin@zimpho.com with the word “remove” in the subject field.

Site Usage Information and Cookies

We also collect tracking information derived mainly from tallying page views throughout the Site, enabling users to review your activity on the Site in anonymous or aggregated form.  Our Web server automatically recognizes and collects the domain name and IP address of visitors to the Site.  We may use ‘cookies’ to enhance your online experience with zimpho.com.  A ‘cookie’ is a small file that your Web browser will place on your hard drive or device.  It allows us to remember you and keep track of your preferences and passwords.  Use of cookies allows us to deliver content specific to your interests and to save your password so you don’t have to re-enter it each time you visit the Site.  You can, of course, set your browser to reject cookies – but keep in mind that this may affect your use of the Site.

.  A ‘cookie’ is a small file that your Web browser will place on your hard drive or device.  It allows us to remember you and keep track of your preferences and passwords.  Use of cookies allows us to deliver content specific to your interests and to save your password so you don’t have to re-enter it each time you visit the Site.  You can, of course, set your browser to reject cookies – but keep in mind that this may affect your use of the Site.

Protection of Information

We use a reasonable procedure to protect personally-identifiable information received from users against unauthorized use or disclosure.

Use of Information

Email addresses and other information provided by users of the Site will be used to respond to your requests and to provide requested information and updates about Insurance Information on zimpho.com and its services.  We may also disclose user personal information provided on the Site as reasonably necessary to respond to or implement the user’s request.  Site-tracking and usage information we collect is used to improve the Site and the Insurance Information Institute services.

External Distribution of Personally-Identifiable Information

Except as set forth in this Privacy Policy, zimpho.com does not externally distribute personally-identifiable information provided by or collected from our web site users, except if a user, customer or potential customer specifically opts-in that certain of its personally-identifiable information be distributed to a third party.  Third parties may be engaged by zimpho.com to perform a variety of services and functions, including providing technical and hosting services for the Site. These third parties may have access to your personally-identifiable information if necessary to perform such services and functions; however, they are only authorized to use such personal information for the purpose of performing such services and functions and are not authorized to use your personally identifiable information for any other purpose. 

Additional Disclosures

We also may disclose user personal information to third parties if we reasonably believe that the law requires it, that disclosure is necessary to protect our rights, the rights of another user or person, or to prevent harm.  We reserve the right to disclose any personal information as reasonably necessary, in our judgment, to protect zimpho.com or its assets or to comply with the law or with appropriate requests or directions made by law enforcement, government agencies or any court.

Third Party Web Sites

THE SITE CONTAINS LINKS TO FACILITATE USER ACCESS TO EXTERNAL OR THIRD PARTY SITES, NONE OF WHICH ARE CONTROLLED OR OFFERED BY zimpho.com.  THEREFORE, THIRD PARTY SITES LINKED FROM THIS SITE ARE NOT SUBJECT TO THIS PRIVACY POLICY.  YOU ARE RESPONSIBLE FOR REVIEWING THE PRIVACY POLICIES OF ANY LINKED THIRD PARTY SITES TO DETERMINE HOW YOUR PERSONAL INFORMATION WILL BE COLLECTED, UTILIZED, AND PROTECTED BY SUCH THIRD PARTY SITES.  zimpho.com IS NOT RESPONSIBLE FOR ANY CONTENT, FEATURES, OR ACTIVITIES OF ANY LINKED THIRD PARTY SITES (INCLUDING THEIR PRIVACY PRACTICES), AND zimpho.com DISCLAIMS ANY AND ALL RESPONSIBILITY AND/OR LIABILITY FOR THE CONTENTS, FEATURES, AND ACTIVITIES, AND THE COLLECTION AND USE OF PERSONAL INFORMATION BY SUCH THIRD PARTY SITES.

Contacting the Insurance Information Institute

If you have any questions about our Privacy Policy, the practices of this Site, or your dealings with the Site, you can contact us at admin@zimpho.com.

Binding Agreement; Applicable Laws, Jurisdiction and Waivers

Any user that accesses all or any party of this Site agrees that such user is at least eighteen (18) years old and that such user has consented to this Privacy Policy. Each user waives any and all rights to a jury trial with respect to any claim arising out of or relating to this Privacy Policy or the privacy or use of such user’s information.